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Were you or someone you know a victim of property damage or Hail storm in the Mcallen, Texas area?

Call L.A. Law Firm at 956-630-0003

You’re not alone. According to collected weather data and news reports, the cities of McAllen, Alton, Mission, and Pharr were all slammed with hail moving along with wind gusts estimated around 50 MPH. Hail was reported in some areas to be approximately between 1.5 to 2 inches in size. Although this hailstorm was not as powerful as the hailstorms of 2012, upper-Valley residents certainly felt the disastrously effects of this storm.

At the L.A.  Law Firm, we’ve seen countless cases in McAllen and all over South Texas where insurance companies have denied, delayed, and underpaid rightful claims by property owners who were victims in other hail and windstorms that caused upwards of tens of thousands of dollars’ worth of damage. These practices are ILLEGAL and you’ve already paid ENOUGH in premiums and payments to your insurance company.

By The Numbers

In 2013, State Farm, alone, made $68.3 BILLION in revenue. To put that into perspective, that’s more than McDonald’s, Nike, and Visa COMBINED! At the end of the day, an insurance company is just another business trying to make a profit, even if that means breaking the law by rejecting your rightful claim. Over 6,500 cases have already been filed with the Hidalgo County District Court. Those are over 6,500 different rejected claims, over 6,500 different families, over 6,500 different stories of how every-day, hardworking, insurance premium paying people like the good citizens of McAllen, Alton, and Mission were unjustly rejected and left to pay for their leaky roofs, broken windows, torn up fences, and damaged homes out of their own pocket by their multi-billion dollar insurance company. Our dedicated, insurance fighting attorneys at the L.A. Law Firm think ENOUGH IS ENOUGH. It’s time to get your claim PAID.

So, what do I do if my claim was denied, delayed, or underpaid?

Call the Hailstorm Lawyers at The L.A. Law Firm immediately. According to Texas Law, insurance companies may potentially be held liable for up to THREE TIMES the damages for acting in bad faith and even pay your attorney’s fees. We are here to help you navigate the insurance claims process and get the compensation you deserve. You may be owed much more than you have already been paid. Contact us today for your free initial consultation at 956-630-0003 or use our online form to figure out your deadline today.

hail storm attorney

Time is Ticking Away…

When the 2012 hail and windstorms devastated Hidalgo County, your first concern was for the safety of your friends and neighbors, the second for your property. But now is the time to make sure you and your loved ones will be properly compensated for any damages to your homes and businesses and time is running out.

THE END IS NEAR, BUT DIFFERENT CASES HAVE DIFFERENT DEADLINES. FOR MANY PEOPLE THE DEADLINE MAY DEPEND ON THE DATE OF DENIAL OR UNDERPAYMENT, NOT JUST THE DATE OF THE STORM.

Texas law imposes certain deadlines or time periods that affect any potential hail or windstorm claim or lawsuit that you may have. Additionally, your insurance policy may contain certain time limits you must comply with in order to pursue any claims you may have. If you do not comply with deadlines set forth under Texas law and your insurance policy, your rights to bring a claim or lawsuit will be forever lost.

SO WHEN IS YOUR DEADLINE?

Often, the deadline will need to be determined on a case-by-case basis. Generally speaking, Texas law allows parties to a contract to limit the time to file suit by agreement. Because you insurance policy is considered a contract, your insurance company may argue that the deadline runs when your policy says it runs (often within two years of the occurrence). The deadline is often listed in your insurance policy under a “Suit Against Us” or similar provision. The date your claim was underpaid or denied could also dictate your ability to recover under Texas law, although the safe bet is to file your lawsuit prior to the two-year anniversary of the storm. Either way, you must file your lawsuit within the designated time period or you will forever lose your rights to pursue your claim.

In order for your specific deadline to be determined, it is imperative that you have a hail/windstorm insurance attorney analyze the facts of your case and review your paperwork immediately, including your:

  • Insurance Policy
  • Declarations Page
  • Correspondence From Your Insurance Company
  • Check Stubs From Insurance Payments
  • Any Other Documents From Your hail/windstorm Claim

This information will guide a hail/windstorm insurance attorney in determining your specific deadline to file a hail/windstorm lawsuit.

The attorneys of The L.A. Law Firm are here to help you navigate the insurance claims process and get the compensation you deserve. You may be owed much more than you have already been paid, but you must move quickly, as time is running out! Contact us today for your free initial consultation at 956-630-0003 or use our online form to figure out your deadline today.

CALL THE MOORE LAW FIRM TODAY!


It’s important to get organized and follow these basic tips that will help you through this unfamiliar process:

1. Get Your Claim Started
Call your insurance agent or company, and get a claim number. Your insurance company needs to know your house has gone through this historic hailstorm. 2. Even If You Don’t See Damage
The insurance company must inspect your house. Why? Later on when you sell your house, if the buyer’s inspector finds hail damage, you will pay for the repairs not your insurance company. You’ve paid those premiums for years; don’t hesitate to get your claim moving forward. 3. Written Notice
You are required to give proper notice to the carrier about your claim. Written notice is the best practice. If you need a form, please send me an email, and I’ll send you a form. My email address is: mmoore@moore-firm.com 4. Repair Records
I can’t tell you how important this is. Clean up work, temporary repairs, tarps on roofs, debris removal, pool cleaning, etc…. anything you did or purchased, may be used against your deductible or may be reimbursable. Keep a diary with dates, times and notes of all your conversations with your adjuster. 5. Pictures
Document all your damages. The old saying, a picture is worth a thousand words, is true. A year from now while fighting with your insurance carrier, your memory will have faded. So, pictures of your damages will help you get reimbursed for your loss. 6. Temporary Repairs
Make any necessary repairs so that your property damage doesn’t get worse. Put tarps on roofs, boards on windows, and remove broken tree limbs, etc. Take before and after pictures.

7. Make A List Of Your Damages
This will help you get organized and keep track of what you’ve lost.

8. Insurance Policy
If you can’t find it, call your agent, and they will send it to you, free of charge.

9. Inspectors
Only let your insurance adjuster and contractor get on your roof. Each time someone walks on your roof, more damage may likely occur.

10. Second Opinion
After the insurance adjuster gives you their estimate, get a second, unbiased opinion from a licensed contractor. The insurance company may try to save money by undervaluing your claim. Get an independent repair estimate, in a form understood by the insurance industry, so the repairs will be authorized. If you need assistance with finding a qualified, licensed inspector, send me an email or call.

11. Claim Process
Since this storm was declared a “catastrophe,” your insurance carrier will have 30 days to accept or reject your claim. Within this period, the insurance carrier may ask for more time, and will send you written notice why it needs this extension. Once your claim has been accepted, the carrier must pay you within 5 business days. You need to promptly respond to any requests for information from your carrier; any hindrance will only delay the carrier’s statutory requirement to timely pay you. Claims adjusters will deal with you directly and … these adjusters are highly trained and skilled negotiators. That “Second Opinion” will give you solid grounds to advocate your position.

The insurance claim process will take time and likely be very frustrating. If you have any other questions or comments, please don’t hesitate to call or send me an email. Talk to you soon.

Mcallen Property Storm and Hail Damage Lawyer

 

McAllen Property Damage Lawyer McAllen Storm Damage Lawyer

Mcallen storm damage attorney

McAllen Property Damage Lawyer

  • There are many varieties of property damage you can suffer in McAllen
  • These include storm damage, hailstorm damage, wind damage, and many others
  • Your insurance company will likely do whatever they can to minimize your claim
  • McAllen Storm Damage Lawyers from our office will help you maximize your settlement

In McAllen, and the rest of Texas, a storm can wreak havoc on your life in the blink of an eye, leaving you with property damage that will take money and time to repair. When storm damage turns your life upside down, you rely on your insurance company to help you get your life back to normal. But even if you’ve paid your premiums on time for years, your insurance company may fail to offer you fair compensation for hailstorm damage, wind damage, or other varieties of storm damage. You need a KRW McAllen Property Damage Lawyer to help you get the compensation you deserve.

It’s times like these that you need McAllen Property Damage Lawyers to help you protect your financial future, and aggressively fight against the uncaring tactics employed by insurance companies to increase their bottom line at your expense.

Call (956) 630-0003 today and speak with a professional McAllen Property Damage Lawyer from L.A. Law Firm. We offer a free consultation, so don’t waste another minute.

McAllen Storm Damage Lawyer

McAllen Hailstorm Damage Lawyer

Hailstorms are a part of life in McAllen, and they often accompany other disasters like hurricanes and tornadoes. When a hailstorm strikes, you can lose everything in the blink of an eye. Depending on the terms of your policy, your insurance company may be responsible for property damage, medical bills, wages from missed work, and even pain and suffering.

Insurance companies routinely underpay hailstorm claims to the tune of only 10 to 20 percent of the claims full value, so where does this leave you? KRW McAllen Storm Damage Lawyers are here to seek your best interest

Contact a KRW McAllen Storm Damage Lawyer today and make sure you get the compensation you were guaranteed when you signed your insurance papers on the bottom line.

McAllen Wind Damage Lawyer

Wind damage is another common form of storm damage in McAllen. Much like hailstorm damage, you and your family could suddenly find yourself without power, shelter, or any of the things you need to function throughout your daily life.

Your insurance settlement will likely be a huge factor in how quickly your life can get back to normal. Contact a KRW McAllen wind damage lawyer from our law firm today, and get more information without risk or obligation.

hail damage lawyer

About McAllen TX

The community of McAllen is in a region called the Rio Grande Valley, located at the southernmost tip of Texas. McAllen is also located next to US Route 83, which connects West Texas to the Valley approximately five miles from the Mexican border. Other primary highways that serve the community include Texas State Highway 107 and US Route 281. Miller Int6ernational Airport provides regional air transportation and daily flights to Mexico City, Dallas, and Houston.

During the late 1800’s, a developer named John McAllen settled in the Rio Grande Valley and founded the location for a new community that came to be known as West McAllen in 1904. It wasn’t long before other developers founded another new community called East McAllen, close by. Eventually, the two communities became one and the year 1911 brought the incorporation of McAllen as a city. McAllen experienced steady growth during the next several hundred years and the activation of the FTZ (Free Trade Zone) brought about an increase in manufacturing and industrial trade. The impact of the FTZ was enhanced during the 1990’s with the passing of NAFTA (North American Free Trade Agreement), which resulted in the creation of numerous new jobs in both Reynosa, Mexico and the United States. During the next 30 years, McAllen has transformed into the regional Valley leader in government and commerce and has become home to many different national businesses.

It wasn’t until the 1740’s that, primarily on the southern side of the Rip Grande River, the new community began to take shape, while some pioneers had explored and passed through South Texas. John McAllen arrived in the Rio Grande Valley in the early 1850’s. That is when the development started coming together as it is currently known as McAllen. In 1904, John McAllen and others founded the location for the new community that came to be known as West McAllen and a year later, the St. Louis, Brownsville and Mexico Railroad reached the community. On another tract of land, other developers founded a community known as East McAllen in 1907.

By 1910, the two communities had become one and started a newspaper, and built residences, churches, and businesses. That year the population of McAllen was 150 people. That population had increased to 5,300 people by 1920. During the next several decades, McAllen grew steadily and, according to the census that was taken in 1960, the population of McAllen had increased to 32,728 people. During the 1950’s, the community added an airport and a civic center. There was also the establishment of a museum, a library, and a new city hall added during the 1960’s.

From the 1970’s throughout the 1980’s the population of McAllen nearly doubled to 66,281 people and continued to grow steadily. In 1976, the La Plaza Mall opened. During the last 30 years, McAllen has transformed into a government, commerce, and business leader in the Valley. The community has become the center of most federal and state government operations in the Valley as well as home to numerous national businesses.

The first ever students registered at the recently established Southern Texas Community College and the McAllen-Miller International opened in 1993. In 1995, a new city hall building was dedicated in 1995.

One of the more graceful buildings in McAllen is the old Southern Pacific Railroad Depot. In 1927, it opened for service and up until 1952 served as a passenger terminal. Between 1953 and 1985 it was occupied by many different public agencies that included a municipal court, jail, and the police department. A group of lawyers restored the building and used it for their law office. This building has a Texas Historical Commission Marker.

Mayer Oliver Archer deeded Archer Park to the community of McAllen for use as a public park. In 1933, the city commissioner for McAllen named Archer Park. The McAllen Public Library was located in the basement underneath the bandstand between 1936 and 1949. This became the location for many community activities such as the 4th of July celebrations and the Christmas Posada.

In 1909, the first Methodist Church sanctuary in McAllen was constructed. In 1928, the current structure of the First United Methodist Church was constructed. This building is an official Historical Marker. These days, McAllen enjoys the nearly constant addition of beautiful, new buildings and explosive growth. In 1998, in north McAllen, the Texas State Bank building was built.

Also located in McAllen is an outstanding science and art museum known as the International Museum of Art and Science. The Earth Science Gallery offers a working meteorological display and a long term exhibition of dinosaur tracks, while the North Gallery offers a display of Mexican arts and crafts.

A large collection of artifacts and exhibits that cover southern Texas history that include the early farming and ranching period, the Rio Grande steamboat era, the Mexican War, and the Spanish colonization and exploration are on display at the Museum of South Texas History.

Nature lovers will appreciate the McAllen Wing of the World Birding Center known as the Quinta Mazatlan, whose goal it is to preserve the 1930’s native animals, plants, and adobe estate in the Rio Grande Valley.

Established in 1943, the Santa Ana National Wildlife Refuge is home to many native animals, waterfowl, and birds in the Valley. This 2,000 acre preserve brings back life as it was in the area during the early 1900’s prior to it becoming heavily developed. The Bentsen-Rio Grande State Park is another outdoor that offers more than 500 acres of dry chaparral brush lands and moist woodlands that is ideal for picnicking, hiking, and camping.

McAllen Property Damage Lawyer ★ McAllen Storm Damage Lawyer

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